Traveler PhD Insurance

Overview

Plan for the Unexpected

You'd never expect to cancel or interrupt your trip, have a medical emergency while traveling, or lose your baggage...but it happens. Traveler PhD Insurance can provide you coverage in these situations.

Traveler PhD Insurance offers you a choice of benefits and services so you can easily choose the right option for your needs. Your satisfaction is guaranteed.

Get a free quote! Quickly compare your options, benefits and costs.

Cover Your Travel Investment

Travel can be expensive, and you could lose your prepaid trip expenses if you need to cancel or interrupt your trip. What happens if:

You, your family member or travel companion gets sick, injured or dies?
Your tour operator, airline or cruise line declares bankruptcy?
You need to cancel for any reason, such as:
- A sudden business conflict
- Your son's unexpected state playoff game
- You simply change your mind

Traveler PhD Insurance's Trip Cancellation / Interruption benefits can cover your trip cost when you cancel or interrupt a trip for covered reasons. And with Cancel For Any Reason coverage, you can cover your trip cost for reasons not normally covered by the plan.

Medical Coverage and 24/7 Help

Picture this: you're finally taking that dream trip and it happens—you break your ankle, or your spouse is suddenly feeling ill. You are away from home and you might not speak the language.

How will you find help?
How will you get back home?
Will your insurance cover this?

Medical policies & HMOs often provide limited coverage outside your area and especially outside your home country. Medicare provides no coverage outside the U.S. and you could be stuck with high medical bills.

Traveler PhD Insurance provides benefits for Medical Expense and Emergency Medical Evacuation, and it gives you 24-hour access to multilingual Emergency Assistance Services.

The Choice is Yours

Traveler PhD Insurance offers you a choice of 3 options to meet your needs. Get a free quote today!

Traveler PhD Graduate

Basic Coverage

Traveler PhD Graduate offers a basic, more limited level of protection against travel risks. With lower benefit limits, this is an option for the budget-minded traveler.

For an extra charge, you can upgrade to include a Cancel for Any Reason Benefit (which reimburses you from 75% to 100% of your Non-Refunable Trip Cost, depending upon your Cancellation Penalty Amount).

Traveler PhD Scholars

Quality Coverage

Traveler PhD Scholars provides you quality coverage against covered travel mishaps and includes benefit limits and more comprehensive protection than the Graduate Plan.

For an extra charge, you can upgrade to include a Cancel for Any Reason Benefit (which reimburses you from 80% to 100% of your Non-Refunable Trip Cost, depending upon your Cancellation Penalty Amount).

Traveler PhD Masters

Most Complete Coverage

Traveler PhD Masters is one of the most comprehensive travel protection plans available. Its high limits, expansive benefits and services are especially valuable when traveling outside the U.S. or Canada.

Traveler PhD Masters automatically includes the popular Cancel for Any Reason Benefit (which reimburses you from 90% to 100% of your Non-Refunable Trip Cost, depending upon your Cancellation Penalty Amount) for maximum travel planning flexibility.

Please Note: You must purchase the Traveler PhD plan within 21 days to qualify for the Pre-Existing Conditions Exclusion Waiver and Financial Insolvency benefits. For the Pre-Existing Conditions Exclusion Waiver, you must not be disabled from travel at the time you purchase the plan. For the Cancel for any Reason Benefit, you must insure all pre-paid trip costs that are subject to cancellation penalties or restrictions. For Financial Insolvency, the Financial Insolvency must occur 15 days or more following your effective date for Trip Cancellation Benefits.

Get a free quote! Quickly compare your options, benefits and costs.

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